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Line of Credit

Line of Credit

A flexible loan that you can access as needed to borrow up to a certain amount over time.

A line of credit allows you to borrow funds for planned and unexpected expenses with a low rate. The approval process is fast and requires minimal paperwork.

Contact us to learn more about a Line of Credit

Call us to speak to a specialist today.

Revolving line of credit for instant access to funds


How funding works

  • A business making more than $20,000 with owner(s) FICO scores above a 600 is provided with a revolving Line of Credit (LOC) at low rates

  • Rate range: 4.8%-24.99%

  • LOC is paid on a consistent predetermined schedule (weekly or monthly)

  • LOC terms are 6, 12, or 18 months

  • More funds are available to draw as the principal is paid down

  • Credit lines up to $250,000

  • Approvals are extremely fast, and the credit limit can increase as long as there is a good repayment history


Rates are based on


  • Credit score and profile

  • Time in business

  • Monthly revenue

  • Industry


Required documents

  • 3-6 months of recent bank statements or securely linking the business bank account

  • Application with basic details about the business and merchant

  • Driver’s license

  • Voided check

  • Proof of Address


Ask yourself

  • Do you have any existing debt on your balance sheet? If yes, what are the balances owed and who are the balances owed to?

  • Do you anticipate needing funding anytime in the next 12 months?

  • What do you intend to do with the funds from a line of credit?


Good to know

  • Why not set up a line of credit now for a rainy day, as you won’t be paying anything until you draw from it?

  • Repayment can be made on a weekly or monthly basis

  • Great option for business owners with a 600+ FICO score and grossing at least $20,000 per month

Apply Now

What our clients are saying about our solutions

Our Financial Solutions and Business Services support our clients as they stay competitive and grow to keep our nation’s economy alive.

Image by Jason Leung

Proud owner of a restaurant in California and was seeking capital to open a second location. My specialist got me the exact dollar amount I needed to open, including renovation and equipment costs.

Harry R

Restaurant Owner

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